Chapters 1–2 · The Social Security Timing Play
The 8%-a-year raise for waiting — and the earnings-test trap for anyone still working past 62.
★ 2026 U.S. EDITION ★
CLAIM
EVERY
DOLLAR
The Senior Benefits
Playbook
180 pages · 26 chapters · Instant PDF
THE SENIOR BENEFITS PLAYBOOK
Decades of taxes went in.
Here's how to get them working for you.
- The exact forms, the phone numbers, and the word-for-word scripts — across 26 chapters
- Plain English, large print-friendly — no jargon, no fine print
$29
$17.99
SAVE 38%
Launch price ends Nov 1 — then $29.
One payment. Yours forever. No subscription.
Get the Playbook
One payment. Yours forever. No subscription.
Secure checkout · Instant PDF download · Read on any phone, tablet, or computer
WHY THIS MATTERS
Most seniors leave money on the table.
Not because they don't qualify — because nobody told them how to ask.
WITHOUT THE PLAYBOOK
- Hours lost on confusing government websites
- Calling the wrong office, waiting on hold, starting over
- Missing deadlines you never knew existed
- Benefits you earned — unclaimed, year after year
WITH THE PLAYBOOK
- The right form, named and explained, for every benefit
- Direct phone numbers with the best times to call
- Word-for-word scripts — know exactly what to say
- Checklists that turn reading into claiming
Get the Playbook — $17.99
Secure checkout · Instant download
INSIDE THE GUIDE
26 chapters. Zero fluff.
Every one ends with what to do next.
Chapters 3–6 · Spousal, Survivor & Divorce Rules
The spouse's check, benefits after a loss, the Fairness Act dividend — and what an ex's record can still pay you.
Chapters 7–12 · Medicare, A to Z
What you pay in 2026, the $5,700 pharmacy secret, IRMAA ambushes, Medigap's one-way door, and the dental/vision/hearing gaps.
Chapters 13–15 · Taxes
The $6,000 senior bonus deduction, stop overpaying tax on Social Security, and free tax prep that finds money.
Chapters 16–17 · Housing
Property tax breaks — freeze it, cap it, exempt it — and a roof you can afford on a fixed income.
Chapters 18–20 · Everyday Bills
Heat, power and insulation help, the $9.25 phone bill, and the groceries you're owed.
Chapters 21–23 · SSI & Veterans
SSI: the monthly floor — plus VA disability ratings that pay monthly, and care money without a disability rating.
Chapters 24–26 · Found Money & Protection
Unclaimed property with your name on it, your free expert team, and the scam shield.
Get the Playbook — $17.99
Secure checkout · Instant download
INSIDE THE GUIDE
26 chapters. Zero fluff.
Every one ends with what to do next.
Get the Playbook — $17.99
Secure checkout · Instant download
READ A PAGE FIRST
Don't take our word for it.
Read the actual book.
Below is an unedited sample from Chapter 1 — exactly as it appears in the playbook.
SAMPLE · CHAPTER 1
"The 8% Annual Raise: When to Claim"
Claim late, and Social Security pays you a raise of 8% a year — guaranteed by law, up to age 70. Claim early, and the cut follows you forever. Vernon is 70 and lives in Boise, Idaho. He ran the loading dock at a lumber yard for 34 years, and he retired at 62 because his knees said so and because, frankly, he thought that was when you were supposed to take Social Security.
He filed at 62, and he's been getting his check for eight years now. He doesn't regret retiring. But he found out last year — from a buddy at the VA clinic, not from anyone official — that if he'd waited, his monthly check would be nearly three-quarters bigger today. Not a rumor. A rule. For every month you delay past your full retirement age, the government adds 2/3 of one percent to your monthly benefit — that's 8% a year — all the way to age 70, when the increases stop.
The rule in plain English. Social Security has a number called your full retirement age (FRA) — the age at which you get 100% of the benefit your earnings record built for you. For everyone born in 1960 or later, that's 67. Claim after your FRA, and you earn delayed retirement credits: 2/3 of 1% per month past FRA — 8% per year, all the way to age 70.
… every chapter continues like this — the rule, the dollars, the exact action, and the word-for-word phone script …
COMMON QUESTIONS
Questions? Answered.
How do I receive the book?
The moment your payment completes, you get an email with the PDF download link. It opens on any phone, tablet, or computer — no special app needed. You can also print it at home or at a library.
I'm not very good with computers. Will I manage?
Yes. The book is a simple PDF — if you can open an email attachment, you can read this book. The text is large, the steps are numbered, and every phone number in the book connects you to a real person.
Is this a subscription? Will I be charged again?
No. It's a single one-time payment of $17.99. No subscription, no renewals, no upsells, no surprise charges — ever.
Is this affiliated with the government?
No. This is an independent guide and is not affiliated with the U.S. government or any agency. Every figure in the book is sourced from official government publications, and each chapter tells you where to verify it yourself.
I've already filed for Social Security. Is this still useful?
Very likely, yes. Only part of the book is about when to file. The rest covers spousal and survivor rules, Medicare premiums and appeals, prescription discounts, taxes, housing, food benefits, veterans benefits, and unclaimed money — most of which apply no matter when you filed.
How current is the information?
This is the 2026 U.S. Edition. Figures were verified against official sources in October 2026, including the 2027 cost-of-living adjustment announced October 14, 2026.
How do I pay? Is it secure?
Checkout is handled by Gumroad, a well-known secure payment platform. You can pay by card, and your payment details never touch this website.
2026 U.S. EDITION
You paid in for decades.
Now claim every dollar.
26 chapters · 180 pages · Exact forms, phone numbers & scripts
$29 $17.99 one-time · launch price ends Nov 1
Get the PlaybookSecure checkout · Instant PDF download · Yours forever